What is Pretexting?

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Pretexting is a technique used by fraudsters to trick victims into disclosing personal information. It is also known as pretexting phishing scam and can be done in many ways. For example, you could send an email that appears to be from your bank or credit card company but contains malicious code designed to steal your login credentials.

You might call someone pretending to be a customer service representative for your bank or credit card provider. Threat actors use this stolen information to perform secondary hacks or identity thefts.You may even receive a text message with a link to a website where the threat actor asks you to enter sensitive information like your username and password.

How does Pretexting work?

The scammers use social engineering techniques to get people to reveal their personal information. They often pretend to have a problem with your account, such as not receiving payment on time or having trouble logging in. They then ask you to provide them with your username and password so they can fix the issue. Once you give up this information, the scammers can access your accounts and take money out of them.

Pretexting Attack Techniques

The following is a list of pretexting techniques used to trick people into disclosing confidential information. These attacks can be performed by phone, email, or in person. Some of these attacks may also involve social engineering.

Phishing

A phishing attack occurs when an attacker sends you an email with the intent to get you to disclose confidential information such as your username and password for online banking or other services. Phishing emails usually appear legitimate and come from trusted sources, which makes them more likely to fool you. The most common way to do this is through spoofed websites that look just like the real ones. This allows attackers to trick users into revealing their usernames and passwords.

Spear-phishing

Spear-phishing involves sending targeted messages to specific individuals. In some cases, the attacker will target a particular individual based on job title or position within an organization. For example, if you work at a large corporation, the attacker may try to find your boss’s email address and send him or her a fake email asking for help with a security breach.

Social Engineering

This attack involves deceiving people using social engineering tactics. This may attempt to gain your trust by posing as a friend, family member, or co-worker. They may also impersonate a government official or law enforcement, agent. If you believe you’ve been tricked, contact your local police department immediately.

Impersonation

In most cases, impersonation refers to someone pretending to be somebody online. In some cases, it can refer to someone trying to convince you to do something illegal or immoral. For example, a con artist might pretend to be a police officer and ask you to hand over your wallet.

The term originated in the early days of computers when people used programs called “spoofers” to make calls look like they came from different locations. A modern form of impersonation is phishing & sending emails that seem legitimate but contain malicious websites designed to steal personal information.

Most forms of impersonation involve trickery. But there are times when the impersonation is done without deception. If you’re in a relationship where one partner uses technology to spy on the other, this could be considered impersonating your partner.

Piggybacking

Piggybacking is very much like tailgating, except it involves someone who knows you and gives you permission to enter. This person might even offer you some assistance, such as carrying a box in exchange for your trust.

The idea behind piggybacking is simple: You know the person who lets you into a place, and you want to use that knowledge to your advantage. In many cases, people are willing to do favors for friends or family members because they feel indebted to them.

Baiting

A recent study found that baiting attackers work better than traditional infection methods. Researchers claim that baiting attacks are more effective than phishing campaigns because baits are more likely to catch people off guard.

The research team says that baiting attacks are most successful when used against corporate targets, where employees are less aware of security risks. They say that baiting attacks are particularly useful for spreading malware.

In one case, the researchers tested the effectiveness of baiting attacks by infecting USB sticks with malware. They then distributed those devices around popular public areas frequented by workers, including the office lobby, coffee shops, and restaurants.

After distributing the bait, the researchers waited to see how many people inserted the stick into their computers. The results showed that baiting attacks caught almost twice as many people as typical email spam.

Scareware

A scareware attack bombards users with phony security alerts and messages, tricking them into believing their computers are infected with malware. Victims are then directed to download fake anti-malware tools that often contain malware. This type of attack is called “scareware.”

The term “deception software” or “fraud was” is sometimes used interchangeably with scareware. However, deception software does not necessarily involve popups. Most of the time, it doesn’t require a webpage; it can simply be displayed within a window.

Pretexting & Spear Phishing

In addition to phishing, there are other types of social engineering attacks where criminals use a pretexting scenario to increase their chances of success. In a pretexting attack, the criminal pretends to be someone else to gain access to a person’s computer or phone system. This could involve calling a company pretending to be a customer support representative, asking about a software update, or claiming to have forgotten a password.

Compromised Employee Accounts

Another way criminals exploit compromised employee accounts is by using them to launch further attacks against specific targets. For example, a disgruntled former employee might change his email address to something similar to his old one but with a different domain name. If he sends out fraudulent emails from that address, it appears to come from his old email address, so the recipient thinks it’s legitimate.

Pretexting and phishing

Phishing attacks are one of the most common types of cyberattacks used by hackers today. They rely on trickery and deception to steal personal information such as usernames, passwords, credit card numbers, social security numbers, and even bank account login credentials.

While there are plenty of legitimate reasons why people send emails requesting sensitive information, scammers know how to craft messages that make it seem like the request is coming from someone you trust. This type of attack is referred to as pretexting.

A recent study found that about 40% of all phishing attacks target individuals and organizations in the United States. In addition, nearly half of all victims fall for spoofed emails that claim to come from a colleague, friend, family member, or another trusted source. These messages usually ask for confidential information such as usernames, passwords, social security numbers, credit card numbers, or banking information.

Pretexting attack techniques

How to Prevent Pretexting

Pretexting is one of those things that most people don’t think much about, but it happens every day. Someone calls pretending to be someone else and asks for sensitive information such as credit card numbers, social security numbers, passwords, etc. In some cases, the scammers even use voice recognition software to pretend to be you.

The problem is that many companies don’t do enough to stop it. Some banks still send text messages requesting PIN codes and other sensitive information without verifying the caller’s identity. Others allow employees to give out customer information over the phone without requiring proof of identification.

But there are steps that businesses can take to reduce the risk of being targeted by a scammer. Here are five tips to help protect yourself against fraudsters.

Be Aware Of Pretexting Scams

There are many types of attacks, including spear phishing, whaling, and smishing. Spear phishing involves sending emails that look legitimate but contain malicious attachments or links. Whaling refers to attempts to steal data via SMS texts. Smishing is similar to whaling, except it uses mobile apps rather than SMS texts.

Don’t Give Out Personal Information

If you receive a call or email from someone claiming to represent a company or organization, ask for verification of their identity. This could mean providing a copy of the letterhead, calling the company directly, or looking up the company online. Never reveal any confidential information over the phone unless you’ve spoken to the correct person.

Use Strong Passwords And Change Them Regularly

Use strong passwords with at least eight characters. If possible, change your password regularly so that if someone does get access to your account, they won’t have time to try guessing your new password before you notice.

Keep Your Computer Up To Date With Software Updates

Most modern operating systems come with built-in anti-virus protection. But this doesn’t always work well in practice. For example, Microsoft Office 2010 has a feature called “Outlook Anywhere,” which allows users to open documents on remote computers using only a web browser. Unfortunately, this means that hackers can easily gain access to your computer through a compromised website.

Report Suspicious Emails Or Calls

If you suspect that you’re receiving fraudulent statements emails or calls, report them immediately to your local law enforcement agency. They may also be able to provide additional advice.

Some More ways to avoid becoming a pretexting:

  • Be suspicious of unsolicited emails, texts, calls, or letters.
  • Never give out personal information over the phone unless you initiated the call.
  • Don’t click on links in an email or instant message without first checking the sender’s identity.
  • Consider installing antivirus software.
  • Watch for signs of fraud when shopping online.
  • Check your bank statements frequently.
  • Monitor your credit reports for unauthorized charges.
  • Do not respond to spam or junk mail.

Conclusion

In conclusion, it is important to remember the five cardinal rules of pretexting: know your target, use a valid reason to approach them, be genuine, be persistent, and stay safe. By following these simple tips, you can avoid becoming a potential victim of pretexting tactics and keep your personal and professional safety intact.

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